The following terms and conditions govern your use of this website. By accessing or using this website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, please refrain from using this website.

Intellectual Property:
All content on this website, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, is the property of the website owner or its content suppliers and is protected by Swiss and international copyright laws. The content may not be reproduced, modified, distributed, or used for any commercial purpose without the prior written permission of the website owner.

Disclaimer of Liability:
The information provided on this website is for general informational purposes only and does not constitute legal, financial, or professional advice.
The website owner makes no representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of the information contained herein. Any reliance you place on such information is therefore strictly at your own risk.

External Links:
This website may contain links to external websites that are not owned or controlled by the website owner.
The website owner has no control over the content, privacy policies, or practices of these third-party websites and assumes no responsibility or liability for any damages or losses arising from your use of such websites. We encourage you to read the terms and conditions and privacy policies of any third-party websites you visit.

Privacy Policy:
Any personal information you provide to us through this website will be used in accordance with our Privacy Policy. By using this website, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

Governing Law and Jurisdiction:
These terms and conditions are governed by the laws of Switzerland. Any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Switzerland.

Amendments:
The website owner reserves the right to amend or modify these terms and conditions at any time without prior notice. Your continued use of this website after any such changes constitutes your acceptance of the modified terms and conditions.

Please note that these terms and conditions are provided for informational purposes only and may not cover all legal aspects. It is advisable to consult with a qualified legal professional for specific advice regarding your situation.